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The Medicare Modernization Act of 2003 created an employer subsidy program ("Retiree Drug Subsidy" or "RDS") for plan sponsors as an incentive to keep up their retiree drug plans in lieu of dropping the protection and forcing retirees to a Medicare Part D plan. The Reinsurance Program seems to supply employers an analogous incentive. The inducement under this program can be for employer groups to maintain the medical plans for his or her pre- Medicare eligible retirees in return for a major subsidy.
We need to put the blame right where it belongs and that's on ourselves. We have to take an active function in ours and our household's health. We need to take the time to make meals at home which can be effectively balanced and nutritional. This enables us to spend more high quality time with...